{"id":7477,"date":"2022-06-27T12:33:32","date_gmt":"2022-06-27T17:33:32","guid":{"rendered":"https:\/\/sitios.udla.edu.ec\/econometria\/?p=7477"},"modified":"2022-07-19T13:43:52","modified_gmt":"2022-07-19T18:43:52","slug":"efecto-en-el-nivel-de-cartera-de-credito-del-sfps-debido-a-la-politica-de-fortalecimiento-res-127-2015-f-periodo-2012-a-03-2021","status":"publish","type":"post","link":"https:\/\/sitios.udla.edu.ec\/econometria\/efecto-en-el-nivel-de-cartera-de-credito-del-sfps-debido-a-la-politica-de-fortalecimiento-res-127-2015-f-periodo-2012-a-03-2021\/","title":{"rendered":"Efecto en el nivel de cartera de cr\u00e9dito del SFPS debido a la pol\u00edtica de Fortalecimiento (Res. 127-2015-F). Periodo 2012 a 03\/2021"},"content":{"rendered":"\n

Se incluy\u00f3 como variable explicativa el fondo irrepartible y su interacci\u00f3n con el tama\u00f1o de activos en quintiles. Se utiliz\u00f3 efectos fijos con datos de panel, eliminando problemas de endogeneidad. La especificaci\u00f3n es la primera diferencia con efectos fijos de tiempo, COAC e interacci\u00f3n. El efecto ha sido efectivo y significativo (al 1%) en el aumento de cartera crediticia. El incremento promedio del 10% en el fondo irrepartible permite incrementar en 1.3% la cartera neta promedio en el siguiente per\u00edodo, ceteris paribus. La pol\u00edtica tiene 5 a\u00f1os de vigencia y su participaci\u00f3n en el patrimonio, le permite llegar a 11% comparado con subcuentas que provienen desde el origen de la entidad. No se encuentra evidencia que el tama\u00f1o de la entidad sea determinante en el efecto de la pol\u00edtica.<\/p>\n","protected":false},"excerpt":{"rendered":"Se incluy\u00f3 como variable explicativa el fondo irrepartible y su interacci\u00f3n con el tama\u00f1o de activos en quintiles. Se utiliz\u00f3…","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[84],"tags":[],"class_list":["post-7477","post","type-post","status-publish","format-standard","hentry","category-documentos-de-trabajo"],"acf":[],"yoast_head":"\nEfecto en el nivel de cartera de cr\u00e9dito del SFPS debido a la pol\u00edtica de Fortalecimiento (Res. 127-2015-F). Periodo 2012 a 03\/2021 - Econometr\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sitios.udla.edu.ec\/econometria\/efecto-en-el-nivel-de-cartera-de-credito-del-sfps-debido-a-la-politica-de-fortalecimiento-res-127-2015-f-periodo-2012-a-03-2021\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Efecto en el nivel de cartera de cr\u00e9dito del SFPS debido a la pol\u00edtica de Fortalecimiento (Res. 127-2015-F). Periodo 2012 a 03\/2021 - Econometr\u00eda\" \/>\n<meta property=\"og:description\" content=\"Se incluy\u00f3 como variable explicativa el fondo irrepartible y su interacci\u00f3n con el tama\u00f1o de activos en quintiles. 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